PiggyVest Business MCP server

Read wallets and transactions, check payees, and send or schedule transfers in PiggyVest Business. Hosted by usefulapi: connect it to Claude, ChatGPT, Cursor or any MCP client.

Connect PiggyVest BusinessFree 50 tool calls / monthPro $9/mo · $90/yr · pricing21 tools

What can I ask?

Turn on the PiggyVest Business connector, then ask in plain words. The AI picks the tools.

What you can do with PiggyVest Business in Claude and ChatGPT

For finance teams that pay out, track and reconcile PiggyVest Business API wallets.

Check wallet balances and funding accounts

List the API wallets with the total balance. Read one wallet, and the bank account numbers that fund it.

Trace transactions and their status

List transactions with filters for wallet, status, direction and dates. Check the status of one transfer by its reference.

Check the payee name before a bank transfer

List the bank codes, then resolve the account name. Confirm that the name matches the payee before you pay.

Pay a bank account

Resolve the payee name first. The payment tool runs only with confirm set to true. The reply is processing, so check the result by its reference.

Changes data

Schedule or cancel a recurring payment

Schedule a one-time or recurring payment from a wallet. Cancel a scheduled payment with is_active set to false, so it makes no more runs.

Changes data

How do I connect PiggyVest Business?

Before you connect

The login page asks for your PiggyVest Business secret key.

Find it in the PiggyVest Business dashboard under API keys. The key is used only to call the API on your behalf and to derive a private account id; it is never shown to anyone.

Claude claude.ai · Desktop

  1. Open Customize → Connectors, then click + Add → Add custom connector.
  2. Enter the name PiggyVest Business and this URL, then click Add:
    https://piggyvest-business-api.usefulapi.io/mcp
  3. Claude opens the login page: enter your PiggyVest Business secret key.
  4. In a chat, click + → Connectors and turn on PiggyVest Business.

Team and Enterprise: an Owner adds the connector for the organization first.

ChatGPT chatgpt.com

  1. Open Plugins, click +, then Add custom MCP server.
  2. Enter the name PiggyVest Business and this URL, choose OAuth as the authentication, confirm the warning and create it:
    https://piggyvest-business-api.usefulapi.io/mcp
  3. ChatGPT opens the login page: enter your PiggyVest Business secret key.
  4. In Plugins, install PiggyVest Business, then choose it in a chat.

No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http piggyvest-business-api https://piggyvest-business-api.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "piggyvest-business-api": {
      "url": "https://piggyvest-business-api.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "piggyvest-business-api": {
      "type": "http",
      "url": "https://piggyvest-business-api.usefulapi.io/mcp"
    }
  }
}

Codex

Run these commands. The second one opens the login page:

codex mcp add piggyvest-business-api --url https://piggyvest-business-api.usefulapi.io/mcp
codex mcp login piggyvest-business-api

Other clients

Windsurf, Cline, Zed and other MCP clients: add this URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser.

https://piggyvest-business-api.usefulapi.io/mcp

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your PiggyVest Business secret key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Pricing

PlanPriceLimit
Free$050 tool calls / month
Proper user$9/mo · $90/yrUnlimited*

*Pro fair use limit: 10,000 tool calls a month on this server. For more, write to [email protected].

Pro covers this PiggyVest Business server only. Subscribe with piggyvest_upgrade (it returns a Stripe Checkout link). Cancel any time with piggyvest_cancel_subscription: Pro continues to the end of the paid period, with no refund for the current period, and running piggyvest_upgrade before then undoes the cancel. Or write to [email protected].

Tools 21

Show all 21 tools (the AI picks them for you)

Read only · 10

  • List API walletspiggyvest_list_wallets
    List the business's API wallets with the total balance (kobo) and a page of wallets. Good first call to find wallet ids.
  • Get a walletpiggyvest_get_wallet
    Get one wallet: name, status, balance (kobo), interest rates and virtual account id.
  • Get wallet funding accountspiggyvest_get_wallet_accounts
    List the bank account numbers that fund a wallet (virtual accounts with bank names).
  • Get wallet interest accrualspiggyvest_get_wallet_interest
    List stored interest accruals for a wallet over a date range (defaults to the current calendar month).
  • List supported bankspiggyvest_list_banks
    List the banks supported for transfers, with each bank's code. Use the code as bankCode in piggyvest_transfer_to_bank.
  • Resolve an account namepiggyvest_name_enquiry
    Check the account holder name for a bank account before a transfer. Use it to confirm the payee.
  • Check a transaction by referencepiggyvest_get_transaction_status
    Check the status (success, pending or failed) of a transfer by the reference you sent. Use it after a transfer to confirm the final result.
  • Get a transactionpiggyvest_get_transaction
    Get one transaction by its PiggyVest id: amount, fee, status, wallets and balances after the move.
  • List transactionspiggyvest_list_transactions
    List the business's transactions, newest first, with filters for wallet, status, direction, category and dates.
  • List customerspiggyvest_list_customers
    List the customers created through this API, with optional filters by your own id or the PiggyVest customer id.

Changes data · 7

  • Create an API walletpiggyvest_create_wallet
    Create a new API wallet for a customer. Creation is asynchronous: the reply is only a wallet id, and the wallet is ready after a few minutes.
  • Create a customerpiggyvest_create_customer
    Create a business customer and its default wallet. Sends personal identity data (BVN) to PiggyVest for verification: send only what the customer agreed to share.
  • Reserve a virtual accountpiggyvest_reserve_account
    Reserve a bank account number for a wallet. A regular account stays active; a disposable account expires after the expiry minutes.
  • Transfer between walletspiggyvest_transfer_between_wallets
    MOVES MONEY: transfer kobo from one of this business's wallets to another. Needs confirm=true. The reply is 202 (processing): check the result with piggyvest_get_transaction_status. Do not retry with the same reference; check it first.
  • Transfer to a bank accountpiggyvest_transfer_to_bank
    MOVES MONEY: send kobo from a wallet to an external bank account. Call piggyvest_name_enquiry first. Needs confirm=true. The reply is 202 (processing): check the result with piggyvest_get_transaction_status. Do not retry with the same reference; check it first.
  • Schedule a paymentpiggyvest_schedule_payment
    SCHEDULES A FUTURE PAYMENT: a one-time or recurring transfer from a wallet to a wallet or bank account. Needs confirm=true. Cancel it later with piggyvest_set_schedule_payment_active.
  • Cancel or reactivate a scheduled paymentpiggyvest_set_schedule_payment_active
    Set a scheduled payment active or inactive. is_active=false cancels it (no more runs). is_active=true reactivates it and needs confirm=true. A payment whose end date has passed cannot be reactivated.

Your usefulapi plan · 4

  • Usage status (free-tier meter)piggyvest_usage_status
    Report the caller's current usage: the plan, calls used this month, the limit of the plan (the free monthly cap or the Pro fair use limit), remaining, and whether the limit is reached. Read-only; does not count against the meter.
  • Request a missing featurepiggyvest_request_feature
    Tell usefulapi that the user needs something the PiggyVest Business tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
  • Upgrade to Pro or Pro+piggyvest_upgrade
    Get a paid plan for PiggyVest Business (the free tier caps monthly usage). Pro: 10,000 tool calls a month, for normal use — plan "monthly" ($9/month) or "yearly" ($90/year, 2 months free). Pro+: 100,000 tool calls a month, for automations and heavy use — plan "plus" ($39/month) or "plus_yearly" ($390/year). Without a plan it returns both Pro and Pro+, each with a payment link, for the user to choose; with a plan, one link. An existing Pro subscription changes to Pro+ in place (needs confirm: true; the price difference for the rest of the period is charged at once). Cancel any time: the plan then runs to the end of the paid period, so it also suits a one-time job. A link opens Stripe Checkout in the browser; after payment the account upgrades automatically. Does not count against the meter.
  • Cancel the Pro subscriptionpiggyvest_cancel_subscription
    Cancel the caller's PiggyVest Business Pro subscription at the end of the paid period (no refund for the current period; Pro continues until then, then the free tier applies). Requires confirm: true. Run piggyvest_upgrade later to undo the cancel before the period ends. Does not count against the meter.

FAQ

What can I do with PiggyVest Business in Claude or ChatGPT?

Check wallet balances and funding accounts. Trace transactions and their status. Check the payee name before a bank transfer. Pay a bank account. Schedule or cancel a recurring payment. See what you can do for the details.

Is this an official PiggyVest Business product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by PiggyVest Business. The server calls the PiggyVest Business API with your own PiggyVest Business access, so it sees only the data that your account can see.

Can I connect PiggyVest Business to Claude or ChatGPT?

Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.

What do I need to connect?

The login page asks for your PiggyVest Business secret key. See Before you connect for where to find it.

Do I put my PiggyVest Business key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your PiggyVest Business secret key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my PiggyVest Business credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the PiggyVest Business API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in PiggyVest Business.

Can the AI change my PiggyVest Business data?

Yes, if you approve it. 7 of the 17 PiggyVest Business tools can create or change data. The other 10 are marked read-only. Most MCP clients ask you to approve a tool call before it runs.

What does it cost?

The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with unlimited tool calls (fair use limit: 10,000 tool calls a month), for this PiggyVest Business server only. Cancel any time: Pro then runs to the end of the paid period. Run piggyvest_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run piggyvest_upgrade: it returns a Stripe Checkout link. To cancel, run piggyvest_cancel_subscription. Pro continues to the end of the paid period.

What if a PiggyVest Business tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with piggyvest_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

Need a tool this server does not have, or a connection to another system? We build custom integrations and MCP servers.

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