Checkout.com MCP server

Read Checkout.com payments, disputes, reports and payouts. Hosted by usefulapi — connect from Claude, Cursor, or any MCP client.

Claude claude.ai · Desktop

  1. Open Customize → Connectors, then click + Add → Add custom connector.
  2. Enter the name Checkout.com and this URL, then click Add:
    https://checkoutcom.usefulapi.io/mcp
  3. Claude opens the login page: enter your Checkout.com API key.
  4. In a chat, click + → Connectors and turn on Checkout.com.

Team and Enterprise: an Owner adds the connector for the organization first.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http checkoutcom https://checkoutcom.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "checkoutcom": {
      "url": "https://checkoutcom.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "checkoutcom": {
      "type": "http",
      "url": "https://checkoutcom.usefulapi.io/mcp"
    }
  }
}

Other MCP clients (Windsurf, Cline, Zed and more): add the URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser. Do not add an Authorization header: see Before you connect.

live22 toolsFree 100 tool calls / monthPro $9/mo · $90/yr

Before you connect

The login page asks for your Checkout.com API key.

Create one in Checkout.com → Settings → API. Your token is used only to call the API on your behalf and to derive a private account id; it is never shown to anyone.

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Checkout.com API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Example prompts

Turn on the Checkout.com connector, then ask in plain words. The AI picks the tools.

Tools 22

ToolTypeWhat it does
checkout_get_paymentread
Get payment
Get the full details of a payment (or payment session) by its id, e.g. 'pay_...'. Checkout.com: GET /payments/{id}.
checkout_list_paymentsread
List payments by reference
List your business's payments that match a given reference. Checkout.com: GET /payments (query parameters). For richer filtering use checkout_search_payments.
checkout_search_paymentsread
Search payments
Search payments using flexible query filters (this is a READ — it queries, it does not mutate). Checkout.com: POST /payments/search. Pass a `query` filter object and/or paging fields.
checkout_get_payment_actionsread
Get payment actions
List all the actions (authorization, capture, refund, void, etc.) associated with a payment, latest first. Checkout.com: GET /payments/{id}/actions.
checkout_get_payment_linkread
Get payment link
Retrieve the details and status of a Payment Link by its id, e.g. 'pl_...'. Checkout.com: GET /payment-links/{id}.
checkout_get_customerread
Get customer
Get a customer's details (email, name, phone, saved instruments) by id 'cus_...' or by email. Checkout.com: GET /customers/{id}.
checkout_get_instrumentread
Get instrument
Get the details of a saved payment instrument (tokenized card / bank account) by id 'src_...'. Checkout.com: GET /instruments/{id}.
checkout_list_disputesread
List disputes
List disputes (chargebacks) against your business, most-recently-modified first, with optional filters. Checkout.com: GET /disputes.
checkout_get_disputeread
Get dispute
Get all the details of a single dispute (reason code, amount, deadline, evidence status) by id 'dsp_...'. Checkout.com: GET /disputes/{id}.
checkout_list_reportsread
List reports
List the reports available on your account (settlement, payments, etc.) and their details. Checkout.com: GET /reports.
checkout_get_reportread
Get report
Get the metadata of a specific report (including its downloadable files) by id 'rpt_...'. Checkout.com: GET /reports/{id}.
checkout_get_forex_ratesread
Get forex rates
Get the indicative foreign-exchange rates Checkout.com uses (e.g. for card payouts). Checkout.com: GET /forex/rates.
checkout_create_paymentwrite
Create payment
CREATES a payment (request an authorization, or an immediate capture) — this MOVES MONEY: it charges a card / payment source. Checkout.com: POST /payments. Provide `amount` (minor units), `currency`, and a `source` object such as { type: 'token', token: 'tok_...' }, { type: 'id', id: 'src_...' } (a saved instrument), or { type: 'customer', id: 'cus_...' }.
checkout_capture_paymentwrite
Capture payment
CAPTURES a previously authorized payment — this MOVES MONEY: it settles the (full or partial) authorized amount. Checkout.com: POST /payments/{id}/captures.
checkout_refund_paymentwrite
Refund payment
REFUNDS a captured payment — this MOVES MONEY BACK to the customer (full or partial). Checkout.com: POST /payments/{id}/refunds.
checkout_void_paymentwrite
Void payment
VOIDS (cancels) a payment that has been authorized but not yet captured — this releases the hold on the customer's funds. Checkout.com: POST /payments/{id}/voids.
checkout_create_payment_linkwrite
Create payment link
CREATES a hosted Payment Link the customer can pay through — this sets up a way to COLLECT MONEY. Checkout.com: POST /payment-links. Returns a URL to share with the customer.
checkout_create_customerwrite
Create customer
CREATES a customer record (which saved instruments and future payments can be attached to). This ADDS data to your account. Checkout.com: POST /customers.
checkoutcom_usage_statusmeta
Usage status (free-tier meter)
Report the caller's current free-tier usage this month: calls used, monthly limit, remaining, and whether the cap is reached. Read-only; does not count against the meter.
checkoutcom_request_featuremeta
Request a missing feature
Tell usefulapi that the user needs something the Checkout.com tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
checkoutcom_upgrademeta
Upgrade to Pro (unlimited)
Subscribe to the Pro plan for UNLIMITED Checkout.com tool calls (the free tier caps monthly usage). Choose monthly ($9/month) or yearly ($90/year — 2 months free) billing. Returns a Stripe Checkout link to open in your browser; after payment your account upgrades automatically. Does not count against the meter.
checkoutcom_cancel_subscriptionmeta
Cancel the Pro subscription
Cancel the caller's Checkout.com Pro subscription at the end of the paid period (no refund for the current period; unlimited calls continue until then, then the free tier applies). Requires confirm: true. Run checkoutcom_upgrade later to undo the cancel before the period ends. Does not count against the meter.

Pricing

PlanPriceLimit
Free$0100 tool calls / month
Pro$9/mo · $90/yrUnlimited

Pro covers this Checkout.com server only. Subscribe with checkoutcom_upgrade (it returns a Stripe Checkout link). Cancel any time with checkoutcom_cancel_subscription: Pro continues to the end of the paid period, with no refund for the current period, and running checkoutcom_upgrade before then undoes the cancel. Or write to [email protected].

FAQ

Is this an official Checkout.com product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by Checkout.com. The server calls the Checkout.com API with your own Checkout.com access, so it sees only the data that your account can see.

What do I need to connect?

The login page asks for your Checkout.com API key. See Before you connect for where to find it.

Do I put my Checkout.com key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Checkout.com API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my Checkout.com credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the Checkout.com API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in Checkout.com.

Can the AI change my Checkout.com data?

Yes, if you approve it. 6 of the 18 Checkout.com tools can create or change data. The other 12 are marked read-only. Most MCP clients ask you to approve a tool call before it runs.

What does it cost?

The Free plan gives 100 tool calls / month. Pro costs $9/mo or $90/yr, with unlimited tool calls, for this Checkout.com server only. Run checkoutcom_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run checkoutcom_upgrade: it returns a Stripe Checkout link. To cancel, run checkoutcom_cancel_subscription. Pro continues to the end of the paid period.

What if a Checkout.com tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with checkoutcom_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

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