Paydirt MCP server

Read, create and update clients, projects and jobs, and log time in Paydirt. For freelancers and small agencies that track time and bill clients in Paydirt. Hosted by usefulapi — connect from Claude, ChatGPT, Cursor, or any MCP client.

Claude claude.ai · Desktop

  1. Open Customize → Connectors, then click + Add → Add custom connector.
  2. Enter the name Paydirt and this URL, then click Add:
    https://paydirt.usefulapi.io/mcp
  3. Claude opens the login page: enter your Paydirt API key.
  4. In a chat, click + → Connectors and turn on Paydirt.

Team and Enterprise: an Owner adds the connector for the organization first.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http paydirt https://paydirt.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "paydirt": {
      "url": "https://paydirt.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "paydirt": {
      "type": "http",
      "url": "https://paydirt.usefulapi.io/mcp"
    }
  }
}

ChatGPT chatgpt.com

  1. Open Plugins, click +, then Add custom MCP server.
  2. Enter the name Paydirt and this URL, choose OAuth as the authentication, confirm the warning and create it:
    https://paydirt.usefulapi.io/mcp
  3. ChatGPT opens the login page: enter your Paydirt API key.
  4. In Plugins, install Paydirt, then choose it in a chat.

No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.

Codex

Run these commands. The second one opens the login page:

codex mcp add paydirt --url https://paydirt.usefulapi.io/mcp
codex mcp login paydirt

Other MCP clients (Windsurf, Cline, Zed and more): add the URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser. Do not add an Authorization header: see Before you connect.

live20 toolsFree 50 tool calls / monthPro $9/mo · $90/yr

What you can do with Paydirt in Claude and ChatGPT

Review clients and their hourly rates

List the clients of the account with their billing details and hourly rates, then read one client.

paydirt_list_clients paydirt_get_client

Review unbilled time for a period

List time logs by date range, user, client or project, and filter for logs that are not billed yet.

paydirt_list_time_logs paydirt_get_time_log

Log time against a job

List the jobs, then log time on one job by start and end time, or by duration and date. The record is billable.

Changes data · paydirt_list_jobs paydirt_create_time_log

Set up a new client with a project and job

Create a client, a project under it and a job in that project. Each call creates a new record.

Changes data · paydirt_create_client paydirt_create_project paydirt_create_job

Mark a project or job complete

Rename a project or job, or mark it completed or open again.

Changes data · paydirt_update_project paydirt_update_job

Before you connect

The login page asks for your Paydirt API key.

Find it in Paydirt → Password Settings. Your Paydirt user needs full permissions (Team Settings). The key is used only to call the API on your behalf; it is never shown to anyone.

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Paydirt API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Example prompts

Turn on the Paydirt connector, then ask in plain words. The AI picks the tools.

Tools 20

ToolTypeWhat it does
paydirt_list_clientsread
List clients
List all clients of the account, with billing details and hourly rates. Paydirt API: GET /v1/clients.
paydirt_get_clientread
Get a client
Get one client by id. Paydirt API: GET /v1/clients/{id}.
paydirt_create_clientwrite
Create a client
Create a client with a business name. Paydirt API: POST /v1/clients.
paydirt_update_clientwrite
Update a client
Change the business name of an existing client. Paydirt API: PUT /v1/clients/{id}.
paydirt_list_projectsread
List projects
List all projects of the account, with their client and completion status. Paydirt API: GET /v1/projects.
paydirt_get_projectread
Get a project
Get one project by id. Paydirt API: GET /v1/projects/{id}.
paydirt_create_projectwrite
Create a project
Create a project under a client. Paydirt API: POST /v1/projects.
paydirt_update_projectwrite
Update a project
Rename a project or mark it completed or open. Paydirt API: PUT /v1/projects/{id}.
paydirt_list_jobsread
List jobs
List all jobs of the account, with price, price type, estimate and completion. Paydirt API: GET /v1/jobs.
paydirt_get_jobread
Get a job
Get one job by id. Paydirt API: GET /v1/jobs/{id}.
paydirt_create_jobwrite
Create a job
Create a job in a project. price_type 0 = per hour at the job price, 1 = fixed price, 2 = per hour at each user's rate. Paydirt API: POST /v1/jobs.
paydirt_update_jobwrite
Update a job
Rename a job, move it to another project, or mark it completed or open. Paydirt API: PUT /v1/jobs/{id}.
paydirt_list_time_logsread
List time logs
List time logs, optionally filtered by date range, user, client, project, job, billable or billed status. Paydirt API: GET /v1/time.
paydirt_get_time_logread
Get a time log
Get one time log by id. Paydirt API: GET /v1/time/{id}.
paydirt_create_time_logwrite
Log time
Log time against a job. Give started_at and ended_at, or set duration_only true and give duration (seconds) and date. Defaults to the calling user. Creates a billable record. Paydirt API: POST /v1/time.
paydirt_list_usersread
List users
List the users of the account (ids, names and emails). Use the ids for user_id filters. Paydirt API: GET /v1/users.
paydirt_usage_statusmeta
Usage status (free-tier meter)
Report the caller's current usage: the plan, calls used this month, the limit of the plan (the free monthly cap or the Pro fair use limit), remaining, and whether the limit is reached. Read-only; does not count against the meter.
paydirt_request_featuremeta
Request a missing feature
Tell usefulapi that the user needs something the Paydirt tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
paydirt_upgrademeta
Upgrade to Pro (unlimited*)
Get Pro: unlimited tool calls (fair use limit: 10,000 a month) on Paydirt (the free tier caps monthly usage). Plans: "monthly" — $9/month; "yearly" — $90/year (2 months free). Cancel any time: Pro then runs to the end of the paid period, so it also suits a one-time job. *A fair use limit applies. For heavy use (near Pro's limit): "plus" or "plus_yearly" — Pro+, $39/month or $390/year, unlimited tool calls (fair use limit: 100,000 a month); an existing Pro subscription changes to Pro+ in place (needs confirm: true; the price difference for the rest of the period is charged at once). Otherwise returns a short link to open in your browser (it opens Stripe Checkout); after payment the account upgrades automatically. Does not count against the meter.
paydirt_cancel_subscriptionmeta
Cancel the Pro subscription
Cancel the caller's Paydirt Pro subscription at the end of the paid period (no refund for the current period; Pro continues until then, then the free tier applies). Requires confirm: true. Run paydirt_upgrade later to undo the cancel before the period ends. Does not count against the meter.

Pricing

PlanPriceLimit
Free$050 tool calls / month
Proper user$9/mo · $90/yrUnlimited*

*Pro fair use limit: 10,000 tool calls a month on this server. For more, write to [email protected].

Pro covers this Paydirt server only. Subscribe with paydirt_upgrade (it returns a Stripe Checkout link). Cancel any time with paydirt_cancel_subscription: Pro continues to the end of the paid period, with no refund for the current period, and running paydirt_upgrade before then undoes the cancel. Or write to [email protected].

FAQ

What can I do with Paydirt in Claude or ChatGPT?

Review clients and their hourly rates. Review unbilled time for a period. Log time against a job. Set up a new client with a project and job. Mark a project or job complete. See what you can do for the details.

Is this an official Paydirt product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by Paydirt. The server calls the Paydirt API with your own Paydirt access, so it sees only the data that your account can see.

Can I connect Paydirt to Claude or ChatGPT?

Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.

What do I need to connect?

The login page asks for your Paydirt API key. See Before you connect for where to find it.

Do I put my Paydirt key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your Paydirt API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my Paydirt credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the Paydirt API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in Paydirt.

Can the AI change my Paydirt data?

Yes, if you approve it. 7 of the 16 Paydirt tools can create or change data. The other 9 are marked read-only. Most MCP clients ask you to approve a tool call before it runs.

What does it cost?

The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with unlimited tool calls (fair use limit: 10,000 tool calls a month), for this Paydirt server only. Cancel any time: Pro then runs to the end of the paid period. Run paydirt_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run paydirt_upgrade: it returns a Stripe Checkout link. To cancel, run paydirt_cancel_subscription. Pro continues to the end of the paid period.

What if a Paydirt tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with paydirt_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

Need a tool this server does not have, or a connection to another system? We build custom integrations and MCP servers.

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