HOA.to MCP server

Read units, owners, charges and requests, and record payments and violations in HOA.to. Hosted by usefulapi: connect it to Claude, ChatGPT, Cursor or any MCP client.

Connect HOA.toFree 50 tool calls / monthPro $9/mo · $90/yr · pricing28 tools

What can I ask?

Turn on the HOA.to connector, then ask in plain words. The AI picks the tools.

What you can do with HOA.to in Claude and ChatGPT

For boards and managers of homeowners associations that run their community in HOA.to.

Check the open balance of a unit

List the open charges, then read a unit ledger for its running balance and outstanding total.

Track maintenance and ARC requests

List the requests, filtered by kind, status, unit or open state. Read one request in full to see its details.

Record a check or bank payment

Record a payment that you collected outside HOA.to, such as by check. It applies to the unit's open charges, oldest first, and moves no money.

Changes data

File a violation with photos

Record a violation against a unit, with photo URLs. It sends no notice and sets no fine. A person decides the next step in HOA.to.

Changes data

Publish a document to owners

Publish a document that is already hosted at a URL, and set who can see it. Owners with that access can see it at once.

Changes data

Review upcoming meetings and their agendas

List the upcoming board and committee meetings, then read one meeting with its agenda and minutes.

How do I connect HOA.to?

Before you connect

The login page asks for your HOA.to API key.

Create the key in HOA.to under Integrations → API keys. Each key works for one community. A hoa_test_ key uses sandbox data, so you can try writes safely. The key is used only to call the HOA.to API on your behalf and to derive a private account id; it is never shown to anyone.

Claude claude.ai · Desktop

  1. Open Customize → Connectors, then click + Add → Add custom connector.
  2. Enter the name HOA.to and this URL, then click Add:
    https://hoa-to.usefulapi.io/mcp
  3. Claude opens the login page: enter your HOA.to API key.
  4. In a chat, click + → Connectors and turn on HOA.to.

Team and Enterprise: an Owner adds the connector for the organization first.

ChatGPT chatgpt.com

  1. Open Plugins, click +, then Add custom MCP server.
  2. Enter the name HOA.to and this URL, choose OAuth as the authentication, confirm the warning and create it:
    https://hoa-to.usefulapi.io/mcp
  3. ChatGPT opens the login page: enter your HOA.to API key.
  4. In Plugins, install HOA.to, then choose it in a chat.

No Add custom MCP server option? It depends on your account or workspace settings: see OpenAI's guide.

Claude Code

Run this command, then run /mcp in Claude Code to log in:

claude mcp add --transport http hoa-to https://hoa-to.usefulapi.io/mcp

Cursor

Add to Cursor or add this to ~/.cursor/mcp.json:

{
  "mcpServers": {
    "hoa-to": {
      "url": "https://hoa-to.usefulapi.io/mcp"
    }
  }
}

VS Code

Add to VS Code or add this to .vscode/mcp.json:

{
  "servers": {
    "hoa-to": {
      "type": "http",
      "url": "https://hoa-to.usefulapi.io/mcp"
    }
  }
}

Codex

Run these commands. The second one opens the login page:

codex mcp add hoa-to --url https://hoa-to.usefulapi.io/mcp
codex mcp login hoa-to

Other clients

Windsurf, Cline, Zed and other MCP clients: add this URL as a remote MCP server (Streamable HTTP). The client then opens the login page in your browser.

https://hoa-to.usefulapi.io/mcp

Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your HOA.to API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

Pricing

PlanPriceLimit
Free$050 tool calls / month
Proper user$9/mo · $90/yr10,000 tool calls / month
Pro+per user$39/mo · $390/yr100,000 tool calls / month

Each paid plan covers this HOA.to server only. Ask your AI to run hoato_upgrade and choose Pro or Pro+, billed monthly or yearly (it returns a Stripe Checkout link). If you already have Pro, ask to change it to Pro+. The change requires your confirmation, keeps your billing interval and charges the price difference for the rest of the period immediately. Cancel any time with hoato_cancel_subscription: your paid plan continues to the end of the paid period, with no refund for the current period, and asking to resume the same plan with hoato_upgrade before then undoes the cancel. Or write to [email protected].

Tools 28

Show all 28 tools (the AI picks them for you)

Read only · 14

  • Check the API keyhoato_ping
    Show the association this key belongs to, whether it is a live or test key, and its scopes. Write tools need write: true. Call this first. Uses GET /ping.
  • List unitshoato_list_units
    List every unit in the association, ordered by unit number. Uses GET /units.
  • Get a unithoato_get_unit
    Fetch one unit by id, with its current owners and residents. Uses GET /units/{id}.
  • List owners and residentshoato_list_owners
    List owners and residents, optionally for one unit. Past owners appear only when includeEnded is true. Uses GET /owners.
  • List maintenance and ARC requestshoato_list_requests
    List maintenance and architectural review (ARC) requests. Filter by kind, status, unit or open (not finished). This list pages by limit only; it has no cursor. Uses GET /requests.
  • Get a requesthoato_get_request
    Fetch one maintenance or ARC request by id. Uses GET /requests/{id}.
  • List chargeshoato_list_charges
    List assessments and other charges. status "open" covers OPEN and PARTIAL charges. Uses GET /charges.
  • List paymentshoato_list_payments
    List payments recorded for the association, newest first. Uses GET /payments.
  • Get a unit ledgerhoato_get_ledger
    Get every charge and payment for one unit as a dated ledger with a running balance and the outstanding total. Charges are debits, payments are credits. Uses GET /ledger/{unit}.
  • List violationshoato_list_violations
    List open and past violations, newest first. Uses GET /violations.
  • List documentshoato_list_documents
    List published association documents, optionally in one category. Uses GET /documents.
  • List meetings and minuteshoato_list_meetings
    List board, annual, special and committee meetings with their minutes. upcoming true returns future meetings, oldest first. Uses GET /meetings.
  • Get a meetinghoato_get_meeting
    Fetch one meeting by id, with its agenda and minutes. Uses GET /meetings/{id}.
  • List announcementshoato_list_announcements
    List published announcements to owners, newest first. Uses GET /announcements.

Changes data · 10

  • Create a unithoato_create_unit
    Add a unit to the association. unitNumber must be unique; a duplicate returns 409. Needs a write key. Uses POST /units.
  • Update a unithoato_update_unit
    Change the fields you send on one unit. Omitted fields stay as they are. Needs a write key. Uses PATCH /units/{id}.
  • Attach an owner or residenthoato_add_owner
    Attach an owner, co-owner, tenant, occupant or property manager to a unit, matched by email. Needs a write key. Uses POST /owners.
  • Update or end an ownershiphoato_update_owner
    Change the relation, primary flag or notes of one ownership, or end it with endDate and endReason. Ending an ownership removes it from current owners. Needs a write key. Uses PATCH /owners/{id}.
  • Create a requesthoato_create_request
    Open a maintenance request, or an ARC request (which needs unit and description). Defaults: NEW for maintenance, SUBMITTED for ARC. Needs a write key. Uses POST /requests.
  • Update a requesthoato_update_request
    Change the fields you send on one request, such as status, priority, schedule, cost or decision note. Omitted fields stay as they are. Needs a write key. Uses PATCH /requests/{id}.
  • Record a paymenthoato_record_payment
    Record a payment that was already collected elsewhere, for example by check or bank transfer. It applies to the unit's open charges, oldest first. It does NOT charge a card or move money. Needs a write key. Uses POST /payments.
  • File a violationhoato_file_violation
    Record a violation against a unit, with photo URLs. It records the violation only: it sends no notice and sets no fine. A person decides the next step in HOA.to. Needs a write key. Uses POST /violations.
  • Publish a documenthoato_publish_document
    Publish a document that is already hosted at a URL, and set who can see it with visibility. Owners with that access can see it at once. Needs a write key. Uses POST /documents.
  • Schedule a meetinghoato_schedule_meeting
    Schedule a meeting with an agenda and an optional quorum. Needs a write key. Uses POST /meetings.

Your usefulapi plan · 4

  • Usage status (free-tier meter)hoato_usage_status
    Report the caller's current usage: the plan, calls used this month, the limit of the plan (the free monthly cap or the Pro fair use limit), remaining, and whether the limit is reached. Read-only; does not count against the meter.
  • Request a missing featurehoato_request_feature
    Tell usefulapi that the user needs something the HOA.to tools cannot do yet (a missing tool, field or filter). Call it only when the user asks for something none of the tools can do, and tell the user that you send the request. Do not call it for errors or for normal requests. Do not include personal data, credentials or customer records. Stored with the product name and the client type (for example Claude or Cursor), without the user's account. At most 5 requests per day. Does not count against the meter.
  • Upgrade to Pro or Pro+hoato_upgrade
    Get a paid plan for HOA.to (the free tier caps monthly usage). Pro: 10,000 tool calls a month, for normal use — plan "monthly" ($9/month) or "yearly" ($90/year, 2 months free). Pro+: 100,000 tool calls a month, for automations and heavy use — plan "plus" ($39/month) or "plus_yearly" ($390/year). Without a plan it returns both Pro and Pro+, each with a payment link, for the user to choose; with a plan, one link. An existing Pro subscription changes to Pro+ in place (needs confirm: true; the price difference for the rest of the period is charged at once). Cancel any time: the plan then runs to the end of the paid period, so it also suits a one-time job. A link opens Stripe Checkout in the browser; after payment the account upgrades automatically. Does not count against the meter.
  • Cancel the Pro subscriptionhoato_cancel_subscription
    Cancel the caller's HOA.to Pro subscription at the end of the paid period (no refund for the current period; Pro continues until then, then the free tier applies). Requires confirm: true. Run hoato_upgrade later to undo the cancel before the period ends. Does not count against the meter.

FAQ

What can I do with HOA.to in Claude or ChatGPT?

Check the open balance of a unit. Track maintenance and ARC requests. Record a check or bank payment. File a violation with photos. Publish a document to owners. Review upcoming meetings and their agendas. See what you can do for the details.

Is this an official HOA.to product?

No. usefulapi is an independent service. It is not affiliated with or endorsed by HOA.to. The server calls the HOA.to API with your own HOA.to access, so it sees only the data that your account can see.

Can I connect HOA.to to Claude or ChatGPT?

Yes. In Claude, add this server's URL as a custom connector. In ChatGPT, add it as a custom MCP server in Plugins. Then log in once. Cursor, VS Code, Claude Code and Codex work too. See the setup steps.

What do I need to connect?

The login page asks for your HOA.to API key. See Before you connect for where to find it.

Do I put my HOA.to key or an Authorization header in the client config?

No. Add only the URL. Do not add an Authorization header or an API key to the client config. The server signs you in with OAuth: the login page asks for your HOA.to API key. If the config has such a header, remove it: some clients then send that header instead of the login token, and every call fails with 401.

How do you keep my HOA.to credentials?

The login stores them encrypted in the authorization grant of your connection. The server uses them to call the HOA.to API for you and to derive a private account id for usage metering. usefulapi does not show them on any page or in any reply. To stop all access, remove the connector and change or delete these credentials in HOA.to.

Can the AI change my HOA.to data?

Yes, if you approve it. 10 of the 24 HOA.to tools can create or change data. The other 14 are marked read-only. Most MCP clients ask you to approve a tool call before it runs.

What does it cost?

The Free plan gives 50 tool calls / month. Pro costs $9/mo or $90/yr, with 10,000 tool calls / month. Pro+ costs $39/mo or $390/yr, with 100,000 tool calls / month. Each subscription covers this HOA.to server only. Cancel any time: your paid plan then runs to the end of the paid period. Run hoato_usage_status to see how many calls you used.

How do I subscribe or cancel?

Ask the AI to run hoato_upgrade and choose Pro or Pro+, billed monthly or yearly: it returns a Stripe Checkout link. If you already have Pro, ask to change it to Pro+. After you confirm, your existing subscription changes in place, keeps its billing interval and charges the price difference for the rest of the period immediately. To cancel, run hoato_cancel_subscription. Your paid plan continues to the end of the paid period.

What if a HOA.to tool that I need is missing?

Tell the AI what you wanted to do. It can send the request with hoato_request_feature. We store the text with the server name, the type of AI client and the tool you tried, not with your account, and read every request when we plan new tools. You can send up to 5 requests per day.

Which AI clients can I use?

Any client that supports remote MCP servers (Streamable HTTP) with OAuth login: Claude (web and desktop), Claude Code, ChatGPT, Codex, Cursor, VS Code, Windsurf and others.

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.

Need a tool this server does not have, or a connection to another system? We build custom integrations and MCP servers.

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