usefulapi

Increase MCP server. Read-only Increase banking observability plus one safe non-money-moving write, for AI agents.

Claude

Open Settings → Connectors → Add custom connector
Paste this URL:
https://increase.usefulapi.io/mcp
Authenticate with Increase when prompted

Cursor · VS Code · Windsurf · Cline

Add to your MCP config, then reload & authorize:

{
  "mcpServers": {
    "increase": {
      "url": "https://increase.usefulapi.io/mcp"
    }
  }
}

live20 toolsFree 100 tool calls / monthPro $9/mo · $90/yr

Tools 20

Tool	Type	What it does
`increase_list_accounts`	read	List accounts List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in).
`increase_get_account`	read	Get account Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}.
`increase_get_account_balance`	read	Get account balance Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time.
`increase_list_account_numbers`	read	List account numbers List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in).
`increase_list_transactions`	read	List transactions List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before).
`increase_get_transaction`	read	Get transaction Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}.
`increase_list_pending_transactions`	read	List pending transactions List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in).
`increase_list_declined_transactions`	read	List declined transactions List declined transactions. Increase API: GET /declined_transactions. Filter by account.
`increase_list_ach_transfers`	read	List ACH transfers List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in).
`increase_get_ach_transfer`	read	Get ACH transfer Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}.
`increase_list_wire_transfers`	read	List wire transfers List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account.
`increase_list_check_transfers`	read	List check transfers List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account.
`increase_list_real_time_payments_transfers`	read	List Real-Time Payments transfers List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account.
`increase_list_cards`	read	List cards List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed.
`increase_list_entities`	read	List entities List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in).
`increase_list_external_accounts`	read	List external accounts List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in).
`increase_lookup_routing_number`	read	Look up routing number Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers.
`increase_create_external_account`	write	Create external account Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts.
`increase_usage_status`	meta	Usage status (free-tier meter) Report the caller's current free-tier usage this month: calls used, monthly limit, remaining, and whether the cap is reached. Read-only; does not count against the meter.
`increase_upgrade`	meta	Upgrade to Pro (unlimited) Subscribe to the Pro plan for UNLIMITED Increase tool calls (the free tier caps monthly usage). Choose monthly ($9/month) or yearly ($90/year — 2 months free) billing. Returns a Stripe Checkout link to open in your browser; after payment your account upgrades automatically. Read-only; does not count against the meter.

Pricing

Plan	Price	Limit
Free	$0	100 tool calls / month
Pro	$9/mo · $90/yr	Unlimited

This is a Model Context Protocol endpoint — meant to be connected from an AI client, not opened in a browser. An invalid_token response at the URL is the auth gate working as designed; clients authenticate automatically.